Owning a house is one of the main components of the American Dream. Most people think that they’ve arrived when they achieve this goal. However, in some parts of the country, it may seem almost impossible to save up enough for a down payment. This is not the case. Here are seven creative ways to save up enough to buy your first home starting with number 1 below and 2 through 7 on the next pages!  Check out these creative tips to reach your financial goals below!

1) Sell Some Stuff

One major step that can lead to saving for a mortgage down payment is selling stuff that you already have lying around in your current living quarters. If you’ve not used it for six months, chances are you don’t need it. The revenue will vary, but it’s a great way to save up a bit of money.

2) Set A Goal

If you need to come up with a $20,000 down payment within two years, you can figure that you need to save about $27.39 a day. Try to figure out how to make this come to pass, and then set out to do so. You can even make a game out of figuring out how to save what you need each day.

3) Start A Business

There are many options when it comes to starting a business. Look at what you’re interested in, and then see if there is a way to serve people with what you enjoy. One option, at least if you like dogs, is starting a dog walking service. The options are pretty endless when it comes to starting a business with little money.

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4) Sign Up For A Shopping App

There are shopping apps that give you a rebate for buying things that you have to buy at the grocery store anyway. One of the more popular is Ibotta, which allows users to cash out every time $20 accumulates in their accounts. Even these small amounts can pay off.

5) Automatically Save

It’s possible to set up a savings account online or at your local bank. It’s also easy to set up automatic transfers of a part of your paycheck. If you never see the money, you probably won’t even miss it. After building up a nice stash of cash, you can then start to invest in the stock market to try and build up your level of saving more quickly.

6) Sign Up For Uber

Ride sharing services like Uber and Lyft frequently advertise for drivers. If you have time to watch TV, you probably have time to drive someone and get paid for it. The money can go toward your goal.

7) Cut Expenses

This is not likely get you to your goal quickly unless you’re a really profligate spender, but when combined with some of the other options that bring in money, it can definitely add to the pot. Cutting out a daily latte or a lunch out a week could save up to $20 a week, which would be $2,000 toward the ultimate goal over the course of a couple of years.

There are many creative ways to save up for a home mortgage down payment. Getting started as soon as possible can make the process easier. Working hard can speed it up.